You should purchase pet insurance for your new puppy if you’re worried about unexpected costs. Accidents and illnesses can happen and they can require frequent care. You’ll also be responsible for high deductibles if your pet’s health is questionable. However, most insurance companies offer money-back guarantees, which are sometimes referred to as “cooling-off” periods. If you’re not happy with your insurance plan, you can cancel your policy for a full refund up to 30 days after enrolling.
Insurers vary in their coverage, so it’s best to check your policy carefully. Check to see which diseases and conditions your pet is covered for and what age they’re eligible for. Check to see if your pet is covered for hereditary conditions or genetic disorders. Make sure to research your pet’s medical history before you purchase insurance. Keep in mind that many insurers have deductibles, so make sure to factor this into your budget before buying any policy.
The cost of pet insurance varies greatly. Some providers offer only accident and illness coverage, while others offer wellness coverage. Depending on your budget and pet’s breed, you can choose a plan that suits your needs. A comprehensive policy will cover any expenses that your pet might incur, including emergency care and surgery. A comprehensive policy will also cover other costs, such as dental care, chiropractic care, spaying and vaccinations. You can even get insurance for behavioral therapy.